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Vancouver Cashback 2026: BCAA 3¢ and Scotia 4% Grocery
Gemini’s cashback hub promised 4% on every pump and a $520 year. Scotia’s own February 2026 terms pay 4% on grocery MCC 5411 and 2% on gas. BCAA still publishes 3¢/L at participating Shell through 28 February 2027, capped at 1,000 litres a month. Type your shop and your tank. Copy the line into the group chat.
The two published stacks
3¢/L · 1000 L/month · through 2027-02-28
Pre-tax. Participating Shell stations. Scan/insert membership or link it in the Shell app. Fleet cards excluded. Shell can change or end the offer. 10% off washes on the same terms page.
BCAA Shell terms4% grocery · 2% gas · $25,000 category cap
4% is grocery MCC 5411 and listed recurring bills, not Chevron/Shell/Petro-Canada/T&T as a set. Gas stations and EV charging are 2%. Caps are on Scotiabank’s page.
Scotiabank card termsWhere this site actually earns
We are not BCAA and not Scotiabank. No $100 paralegal form, no RCIC coupon, no EQ 4.5% we cannot verify as a partner. The two shop-outs we already run: live flyers on /deals/, and a Seattle night on from Seattle if the border wait is worth the hotel. AdSense is the rest of the dwell.
Not financial advice. Terms change. Checked 2026-09-14 against the issuer pages linked above. We do not send mail from this server.
FAQ
Does Scotia pay 4% at Chevron, Shell, Petro-Canada and T&T?
4% is grocery MCC 5411 and listed recurring bills, not Chevron/Shell/Petro-Canada/T&T as a set. Gas stations and EV charging are 2%. Caps are on Scotiabank’s page. T&T counts when the terminal is grocery MCC 5411, not because the banner said so.
Is BCAA 3¢ unlimited?
Pre-tax. Participating Shell stations. Scan/insert membership or link it in the Shell app. Fleet cards excluded. Shell can change or end the offer. Cap is 1000 litres a calendar month and 4 transactions a day, through 2027-02-28.
Where is EQ Bank 4.5% / Wealthsimple $2,450 / the $99 RCIC coupon?
Not here. We do not have those programmes. The calculators we stand behind are take-home pay, the rent cap, and this published cents-off math.
